Beauty In Cracked Marbles

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My grandmother loved to make cracked marbles.

She would heat them carefully in a pot on the stove at just the right temperature. Too hot and they would be destroyed, not enough heat and they would be unchanged.

She took something ordinary and common and turned them into tiny gems. They turned from regular marbles to sparkling, complex and beautiful treasures.

Elizabeth found the stash of marbles that my grandmother gave me and is now following in her footsteps by making jewelry out of them.

It’s interesting to me that life is a little like those cracked marbles.

That the beauty and uniqueness is revealed in change.

And that sometimes, it’s in our cracks and brokenness that we discover the most about ourselves.

Telling A Cold, Hard Truth

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You’ve all seen it.

American Idol auditions gone bad.

They are cringe-worth at best. I find myself squirming in my seat, its perplexing, strangely fascinating and downright sad.

The worst part is when the families greet the crestfallen contestant with soothing words of comfort. “Oh, sweetie, those judges don’t know a thing. You are the best signer in the world!”

This is the part that drives me insane

Why lie to these poor people? They are terrible singers and NEVER should have auditioned for the show.

Telling someone the cold hard truth is sometimes very hard. You don’t want to hurt their feelings, crush their dreams or seem insensitive.

But your honesty is sometimes the most important thing they need to hear.

A couple of years ago I met with a very nice family who wanted to sell their home and move out of state. The winters were getting tough for them and they were having some health issues.

Selling was a must.

I met them at their house and noticed right away this was going to be a tough property. There was stuff everywhere, inside and out. The house was dirty, dark, and falling apart.

They gave me the grand tour and we sat down to talk. I asked them about their goals and timeline for selling their home. They needed to be out of here by September which only gave us 3 months to sell. They were short on time, money and resources to get their home ready for market.

They looked at me with hope in their eyes and asked what was next.

This was the moment for the cold hard truth.

When I first started in real estate I probably would have tried to gloss things over and ease the blow. “No, its not that bad, buyers can look past your stuff.”

Now I know better.

People hire me for my professional and honest advice. This family had a tight timeframe and a pressing need to leave the area.

So I told them the truth.

That no one would buy their home in its current condition. And because we were dealing with a very tight timeframe they were going to need to price their home much below market value to get it sold quickly.

I said all of these things with tenderness and grace, because I very much care about how my words make people feel.

At the end of our meeting they thanked me for my encouraging words.

What?

I didn’t think I sounded encouraging at all, but then I recognized it was the honesty and a thoughtful game plan that gave them feelings of encouragement.

Sometimes the truth hurts, but I believe if you really care for someone you owe them the truth and nothing but.

REAL ESTATER

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I was called a “real estater” the other day.

Not Realtor, not real estate agent, a real estater.

And it reminded me that there are still so many people who don’t fully understand what I do. I mean lots of people think all I do is open doors and go out to lunch with my clients!

Whether I am working with a buyer or seller my hope is that I am brining years of experience and connections to the table.

  • Recommending pre-listing repairs for the biggest bang for your buck.

  • Connecting you with experts in their fields for pre-purchase inspections.

  • Coordinating with the title company to resolve unreleased liens.

  • Brainstorming with the lender when we have an issue on the appraisal.

  • Inside knowledge on things like well depth/quality or feisty HOA’s.

  • Negotiating on your behalf when inspections items come up.

  • Accurate pricing for the maximum return on investment in the shortest amount of time.

  • Getting you the winning offer when you are competing against many other buyers.

  • And sometimes being a shoulder to cry on, real estate can put you through the ringer.

With gratitude.

The "Olden Days"

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The “old 80’s”.

This is what my kids call it.

This must be akin to what I would call the “olden days” when I was a kid.

Oh, how I miss the 80’s. The music , no cell phones, great toys, and what seems like easier times.

A couple of years ago I was talking with some of my clients who were 80 and 82 at the time. I was lamenting about the past and specifically the 80’s. How it was the best decade EVER.

They wholeheartedly disagreed.

The 50’s were their favorite decade.

And then I realized, its not so much the decade we mourn, but who we were then.

At the beginning of the 80’s I was a young child and I transitioned into a teenager by 1989.

These were some of the best years of my life, and right now it’s comforting to think about the past and how maybe things DID seemed more carefree back then.

What was your favorite decade?

I think this is the same tree, located in the park right off Hwy 24 in Buena Vista

Serenity Now

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Serenity Now.

Let’s face it, buying a home can be stressful. There’s a lot going on in a short amount of time and big decisions are being made.

But here’s one decision that should be easy - getting a professional home inspection.

Buyers ask me all the time if they should get an inspection and I always answer with a resounding YES!

However, I know that some buyers are capable of doing their own inspections and some want to save a little money and not hire the professional.

I can understand both of these sentiments.

However, if you think of a home inspection like to do insurance, you will see the value. If you could insure a $300,000 house for $600 would you do it? Of course!

A home inspection is your “try before you buy” insurance.

Bring some peace to your home buying experience and go with the professional home inspection.

Big No-no's When Buying A House

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OOPS!!  6 big no-no’s when buying a house

  1. Not getting pre-approved. In this market sellers won’t even consider your offer without a lender letter.

  2. Maxing out your budget. If things in your life go sideways you need to be able to handle unexpected expenses and maxing out your mortgage is a no-no.

  3. Skipping the fine print. Do you have a prepayment penalty or an variable rate on your mortgage? Its important to know before hand the terms and conditions of your loan.

  4. Making decisions from the heart instead of the head. This one is soooo hard. But try and take the emotion out of the equation.

  5. Not factoring in other expenses such as HOA fees or mortgage insurance.

  6. Not protecting your credit score before closing. This is not the time to take out a loan for a new car or furniture for your new home.

I Was The Tall Kid

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I was the tall kid.

And it didn’t real phase me until fifth grade.

That’s when I suddenly realized I was taller than most of the boys and nearly all of the girls.

I felt like I stuck out like a sore thumb. I just wanted to be short and tiny like all my friends. I struggled finding jeans that didn’t look like I was wearing capris all the time. I hunched down and tried to hide.

The worst was picture day when we had to line up by height. There was only one boy taller than me. One girl and I constantly argued about who was shorter. Who would stand next to Matt, me or her?

It was humiliating. And so pointless. As if I had control over my height.

My daughters are tall - go figure.

And I have yet to hear any of the negative soundtracks that played in my mind on repeat from them. I’m so grateful, maybe being tall is now cool.

And I love being tall now, though I still struggle finding jeans that are long enough.

I'm Sorry

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I’m sorry.

Two small and simple words but sometimes they are so hard to say AND sometimes they are so hard to receive too.

Saying sorry is a skill. You will likely learn how to say sorry (or not say sorry) from someone close to you.

I wasn’t always good at saying sorry, and truth be told there are still times it’s still hard.

BUT these two little words have a way of setting you free.

Now, they don’t erase your misstep or words spoken in anger, but they will begin to build a tiny bridge between you and that other person.

Those two little words have a way of unburdening you of your shame and guilt so you don’t have to carry that heavy load anymore.

And when you can get to the place where “I’m sorry” is the next step you might feel a lightness you didn’t feel before.

I don’t underestimate the importance of being able to say sorry and accept an apology - being able to do so is a journey in becoming your best self.

With gratitude.

Buying vs Renting

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Buying vs Renting in today’s market. Which is better?

There are pros and cons to both. But here’s a couple of key points.

  • When you own your landlord can’t raise your rent.

  • When you own your landlord can’t put your rental on the market.

  • When you own you are building equity and wealth for YOU.

  • When you rent and the sewer line fails is not your problem.

  • When you rent you are not in a “committed relationship” with your home.

  • When you rent you are paying 100% interest rate. Say what? Yes, your rent is 0% to principal and 100% to your landlord.

Homeownership doesn’t have to be out of reach, no matter what you tell yourself. I have great strategies and resources for first time buyers to overcome the fear of buying a home.

Negotiation Inspections

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I’m going to tell you a little secret: Negotiating inspection items can be a bit tricky.

Shows like Million Dollar Listing have not helped either. I cannot tell you how many times the agent on TV says, “We will just get the seller at inspection”. Yeah, it doesn’t work that way.

The purpose of the inspection is to reveal items that cannot be seen with the naked eye or issues that only a thorough home inspection would find.

In other words, the giant carpet stain you saw during the showing is not something that should end up on your list of inspection requests.

For the best results stick to health and safety issues.

And remember, it doesn’t hurt to ask for the things that are important to you. The seller cannot “ditch” you because you sent over a list of inspection requests. All they can do is say no.

If you have kept your list to major items that “any reasonable buyer” would find objectionable the seller is probably going to agree with you.

One of my biggest roles in a real estate transaction is helping you through this process whether you are the buyer or the seller.

Let's Talk About Poop

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LET’S TALK ABOUT POOP!

Did I get your attention?

Many of the homes in our area are on septic systems. This means the waste from the drains and toilets in the home travel to a tank.

The septic system is a crucial element of the home and not one that people like to think about.

Let’s be real, if it's working you kinda forget it's there. When it's not working, you’re faced with a very crappy situation! If you catch my drift.

I could have fun with puns all day with this topic!

In this video I’ll discuss the importance of getting a septic inspection when purchasing a new home.

Why Hasn't Your Home Been Sold?

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Here are the three reasons your home is not sold yet.

  1. Price: buyers know the market. They have access to tons of data online and while the market is still crazy buyers are not in the mood to grossly overpay for your home.

  2. Condition: too small, too dated, too smelly, major repairs, dysfunctional floor plan, you get the picture.

  3. Location: too close to the road, in town, out of town, on a mountain, in a valley, again, you get the picture.

Two of these things you can change, one you cannot. So if your home is not selling you will need to have a closer look at and and see what adjustments need to be made.

Second Showings

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When someone sees your home it’s really a second showing for them. Say what? Yep, they have already “seen” your home online.

They have walked thru all the rooms, admired your decorating style and marveled at your gardening skills.

  1. But what if your photos aren’t “show ready”? What if your kids didn’t pick up their dirty laundry?

  2. What if your rooms really need painted?

  3. And what if your agent used their iPhone to take the photos (gasp!)?

Welcome to 2024 - if your agent is not hiring a professional photographer to take your photos then you need to start asking some questions.

But you need to do your part too - and I can help you with that.

As a service to all my sellers I offer home staging and styling for free! My stager extraordinaire will bring accessories and work with what you have. She will guide you on decluttering and cleaning.

And as a team we will ready your home for market with your best foot forward. And don’t forget to tell the kids to pick up their dirty clothes!

MYTH vs FACT

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Myth vs Fact

  1. I need 20% down to buy a house.

  • NOPE! Some loans are NO money down such as USDA and VA.

2. I don’t have a good enough credit score

  • NEWS FLASH, some lenders will accept credit scores under 600.

3. Getting approved for a loan is HARD!

  • Did you know that around 75% of loan applications received are approved?

Know the facts before you decide home ownership is out of reach I’m here to help with any questions you might have.